bank loan

money that you can borrow from a bank (don´t forget it´s bad to borrow, but lovely to lend)

 

business angel

an angel investor who invests in a newly founded business

 

capital

money or assets that show the financial strength of a company

 

celebrity endorsement

the use of famous people to promote your product e..g. as part of a marketing campaign

 

commercial venture

a new business activity involving the risk of failure

 

collateral

property belonging to someone taking out a loan - when the money borrowed is not paid back, this property will become the property of the person or organisation who lends the money

 

crowdfunding

the activity of making many people spend usually small amounts of money on a start-up, typically using the Internet

 

entrepreneur

someone who starts their own business

 

expenses

costs

 

financial plan

a document prepared by an organisation that summarises its money-related goals and describes way how they can be reached

 

forecast

an estimate or prediction

 

government grant

a certain sum of money given by the government to an eligible organisation. It does not have to be paid back and is often subject to a lengthy application process

 

interest payments

payment of money charged by e.g. a bank for lending money

 

long-term

relating to a longer period of time (e.g. some years)

 

make a killing

to earn a lot of money

 

overheads

costs that occur no matter how much is produced by a company (e.g. electricity, rent, etc.)

 

principal

the amount of money an organisatio has lent to a business (which, including interest, will have to be repaid)

 

repay

to pay back

 

revenue

all the income a business has

 

salary

money an employee is paid at the end of every month for the work he has done for a company

 

security

guarantee (e.g. that debt will be repaid)

 

short-term

relating to a shorter period of time (e.g. some days or weeks)

 

strings attached

special requirements or limits

 

tycoon

a wealthy person who is a successful businessman / businesswoman

 

venture capital

money invested in a risky undertaking

 

word of mouth

information about a product that is passed on from customer to customer orally and in an informal way

 

working on a shoestring

working on a small budget